U.S. Bank

U.S. Bank is offering a generous cash bonus of up to $450 when you open a new Smartly Checking account and meet direct deposit requirements. This deal is valid through September 8, 2026. Bonus Tiers: $250 bonus – Direct deposits totaling $3,000–$4,999.99 $350 bonus – Direct deposits totaling $5,000–$7,999.99 $450 bonus – Direct deposits totaling $8,000 or more How to Claim: Click here to open a new U.S. Bank Smartly Checking account Fund the account with a minimum deposit of $25 Enroll in the U.S. Bank Mobile App or online banking within 90 days Complete two or more qualifying direct deposits within 90 days totaling the required amount Bonus will be credited within 60 days after the month you complete all requirements Key Details: Available nationwide (excludes NY & FL and states without a branch unless you have an existing relationship) Monthly fee: $12 (easily waivable with $1,500+ in monthly direct deposits or $1,500 average balance) No early account termination fee No household limit Only a soft credit pull required Must not have held a U.S. Bank consumer checking account in the past 12 months Bonus is reported as interest income (1099-INT); taxes apply