Financial

Credit cards, bank bonuses, and financial promotions to maximize your savings

SoFi Checking & Savings: Up to $735 in Signup Bonuses ($400 from SoFi + $335 via Swagbucks)
SoFiJul 22335

SoFi Checking & Savings: Up to $735 in Signup Bonuses ($400 from SoFi + $335 via Swagbucks)

Up to $735 in signup bonuses

New SoFi Checking & Savings account holders can earn up to $400 directly from SoFi, plus an additional $335 through Swagbucks — for a combined total of up to $735 in signup bonuses. This offer is available nationwide and requires a qualifying direct deposit. How the SoFi bonus tiers work: $50 bonus with direct deposits totaling $1,000–$1,999 $100 bonus with direct deposits totaling $2,000–$4,999 $300–$400 bonus with direct deposits of $5,000+ Cashback portal bonuses (as of 7/21/26): Swagbucks:$335 !image.png Rakuten: $250 TopCashBack: $200 Key account details: No monthly fees Soft credit pull only (no hard inquiry) No credit card funding No household limit listed Bonus paid within 14 days after the 25-day evaluation period ends How to qualify: Open a new SoFi Checking & Savings account through a cashback portal (e.g., Swagbucks) to stack bonuses Set up qualifying direct deposit (must be from an employer, payroll, or benefits provider via ACH — P2P transfers and personal bank transfers do not count) Receive at least $5,000 in qualifying direct deposits within 25 days of your first deposit to earn the maximum SoFi bonus SoFi will credit the bonus within 14 days after the evaluation period closes Things to keep in mind: SoFi is known to be strict about what qualifies as a direct deposit — employer/payroll ACH only The bonus may be reported as miscellaneous income (Form 1099-MISC) if it meets the IRS threshold Existing SoFi customers who have never set up direct deposit may also be eligible

Earn Up to $1,500 Cash Bonus with a New Citi Checking Account
CitibankJul 16335

Earn Up to $1,500 Cash Bonus with a New Citi Checking Account

Earn up to $1,500 Cash Bonus

Citibank is handing out generous cash bonuses to new checking account holders — with multiple tiers available depending on how much you deposit and how you fund the account. Here's a breakdown of what's on the table: Bonus Tiers Available: $325 bonus — Make at least 2 Enhanced Direct Deposits totaling $3,000+ within 90 days of opening $475 bonus — Make at least 2 Enhanced Direct Deposits totaling $5,000 within 90 days (limited to NY, CT, MD, VA, DC, CA, NV, NJ, and select FL/IL markets; extended through 10/22/26) $500 bonus — Deposit new-to-Citi funds and maintain a $30,000 minimum balance for 45 days after the initial 45-day funding window $1,500 bonus — Same structure as above but requires a $200,000 minimum balance How to Grab the $325/$475 Bonus: Open a new eligible Citi Checking account directly from the offer page Enroll in the offer during the application process Complete at least 2 Enhanced Direct Deposits (payroll, pension, Social Security, Zelle, Venmo via ACH, etc.) within 90 days Hit the required deposit threshold for your chosen tier For the $475 Offer Specifically: Use this dedicated link (try incognito if it doesn't load) Only available in select states/markets Key Things to Know: Must not have held a Citi checking account in the past 365 days Monthly fee is $12 but waived each month you receive $250+ in Enhanced Direct Deposits No early account termination fee Only a soft credit pull — no impact on your credit score Bonuses are treated as taxable income You can also refer a friend and earn an extra $100 per referral Power Move: In eligible states (NY, CT, NJ, DC, VA, MD, CA, NV), stack the checking bonus with a Citi savings account promo offering 3.7% APY for the first 3 months. Open the savings account within 45 days of your checking account opening for maximum benefit.

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