New SoFi Checking & Savings account holders can pocket up to $737 in combined signup bonuses by stacking two separate offers.
How the bonus breaks down:
- $400 from SoFi — earned by setting up a qualifying direct deposit of $5,000+ within the 30-day evaluation period
- $337 from Swagbucks — available when you open a new SoFi account through the Swagbucks offer page
SoFi Direct Deposit Bonus Tiers:
| Direct Deposit Amount (30-day window) | Cash Bonus |
|---|---|
| $1,000 – $4,999 | $50 |
| $5,000 or more | $400 |
Key requirements:
- Must be a new SoFi Checking & Savings customer
- First deposit must be a qualifying direct deposit (from employer, payroll, or benefits provider via ACH) of at least $400
- Account must be opened within 45 days of starting the offer
- Cannot be combined with other enrollment bonuses or referral rewards
- Swagbucks bonus will show as pending for 32 days
- SoFi bonus is credited within 14 days after the 30-day evaluation period ends
Account perks:
- Up to 3.80% APY with qualifying direct deposit
- 1.00% APY without direct deposit
- No monthly maintenance fees
- Nationwide availability
- Soft credit pull only
The SoFi bonus offer expires 12/31/2026. Be sure to follow all tracking and direct deposit requirements carefully to qualify for both bonuses.
Note:
- •Prices and availability may change without prior notice
- •Check the retailer's website for the most current pricing
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