SoFi

New SoFi Checking & Savings account holders can earn up to $400 directly from SoFi, plus an additional $335 through Swagbucks — for a combined total of up to $735 in signup bonuses. This offer is available nationwide and requires a qualifying direct deposit. How the SoFi bonus tiers work: $50 bonus with direct deposits totaling $1,000–$1,999 $100 bonus with direct deposits totaling $2,000–$4,999 $300–$400 bonus with direct deposits of $5,000+ Cashback portal bonuses (as of 7/21/26): Swagbucks：$335 !image.png Rakuten: $250 TopCashBack: $200 Key account details: No monthly fees Soft credit pull only (no hard inquiry) No credit card funding No household limit listed Bonus paid within 14 days after the 25-day evaluation period ends How to qualify: Open a new SoFi Checking & Savings account through a cashback portal (e.g., Swagbucks) to stack bonuses Set up qualifying direct deposit (must be from an employer, payroll, or benefits provider via ACH — P2P transfers and personal bank transfers do not count) Receive at least $5,000 in qualifying direct deposits within 25 days of your first deposit to earn the maximum SoFi bonus SoFi will credit the bonus within 14 days after the evaluation period closes Things to keep in mind: SoFi is known to be strict about what qualifies as a direct deposit — employer/payroll ACH only The bonus may be reported as miscellaneous income (Form 1099-MISC) if it meets the IRS threshold Existing SoFi customers who have never set up direct deposit may also be eligible

Score a massive $715 cash bonus when you open a new SoFi checking and savings account! This incredible welcome offer combines multiple promotional opportunities: $250 direct deposit bonus - Set up qualifying direct deposits Additional cashback rewards through partner platforms like Swagbucks and MyPoints High-yield savings rates - Earn competitive interest on your deposits No monthly fees - Keep more of your money FDIC insured - Your deposits are protected up to $250,000 To maximize your bonus: Open your account through qualifying partner links Complete the required direct deposit within the specified timeframe Maintain minimum balance requirements Take advantage of additional cashback opportunities SoFi's digital banking platform offers mobile check deposits, budgeting tools, and seamless money management features. Perfect timing to switch banks and earn serious cash!