SoFi Checking & Savings: Earn Up to $735 Bonus With New Account
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SoFiSoFi1h ago

SoFi Checking & Savings: Earn Up to $735 Bonus With New Account

Earn up to $735 in bonuses

Expires: December 31, 2026

New SoFi Checking & Savings account holders can earn up to $735 in combined signup bonuses — $400 directly from SoFi plus $335 from Swagbucks.

How the Bonus Breaks Down

  • SoFi direct bonus: Up to $400 when you set up qualifying direct deposits within 45 days
  • Swagbucks bonus: $335 for opening a new account through Swagbucks
  • Combined total: Up to $735

SoFi Direct Deposit Bonus Tiers

Direct Deposit Amount (30-day window)Cash Bonus
$1,000 – $4,999$50
$5,000 or more$400

Key Requirements

  • Must be a new SoFi Checking & Savings customer
  • First deposit must be a qualifying direct deposit of $400 or more
  • Complete the offer within 45 days of account opening
  • Cannot be combined with other enrollment or referral bonuses
  • Swagbucks reward pends for 31 days; SoFi credits within 14 days after the evaluation period

Account Highlights

  • Earn up to 3.80% APY with qualifying direct deposit activity
  • Members without direct deposit earn 1.00% APY
  • No monthly maintenance fees
  • Nationwide availability; soft credit pull only

The SoFi bonus offer expires 12/31/2026. Be sure to follow the Swagbucks tracking steps carefully to ensure both bonuses are credited.

Note:

  • Prices and availability may change without prior notice
  • Check the retailer's website for the most current pricing

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