American Express

American Express is handing out a $300 welcome bonus to new Rewards Checking account holders — and there are no monthly fees to worry about! How to Earn the $300 Bonus Open a new American Express Rewards Checking account (must be a personal account — business checking is not eligible) Receive $7,500 or more in qualifying direct deposits within 90 days of account opening Your $300 bonus will be deposited into your account after requirements are met Key Details Bonus amount: $300 Direct deposit required: $7,500+ within 90 days Availability: Nationwide (personal accounts only) Monthly fees: None Credit pull: Soft pull only Household limit: None Offer expires: July 31, 2026 Things to Know Only existing American Express card members with a U.S. Basic Consumer Card (3+ months tenure) are eligible to apply Qualifying direct deposits must be ACH transfers from an employer or government (paychecks, Social Security, tax refunds, etc.) P2P transfers and bank-to-bank transfers do not count as qualifying deposits The bonus may be reported as taxable income on IRS Form 1099 You must keep the account open and in good standing until the bonus is awarded This is a solid, no-fee checking account bonus with a straightforward requirement. A great way to pocket $300 just for routing your direct deposits!

American Express is back with an enhanced checking account welcome bonus! Open a new personal Rewards Checking account and earn a $300 cash bonus when you complete qualifying direct deposits. Key Requirements: Complete $7,500 in direct deposits within 90 days of opening Available nationwide for personal accounts only No monthly maintenance fees Soft credit pull only Account Benefits: Zero monthly fees FDIC insured Integration with Amex rewards ecosystem Mobile banking and digital tools This offer represents a $50 increase from the previous $250 bonus, making it one of the more competitive checking account promotions available from major financial institutions.

Score a $250 cash bonus when you open a new American Express Rewards Checking account! This nationwide offer is perfect for existing AmEx cardholders looking to maximize their banking benefits. Requirements: Open account by January 31, 2026 Complete $5,000+ in qualifying direct deposits within 90 days Must be an existing AmEx cardholder with 3+ months tenure Account Benefits: No monthly fees Soft credit pull only Nationwide availability No minimum balance requirements This is a solid opportunity to earn easy cash while enjoying fee-free banking. The direct deposit requirement can typically be met through payroll, government benefits, or other qualifying transfers.