Up to $2,000 bonus
Raisin is offering substantial cash bonuses for new high-yield savings deposits through two different promotional tiers: SAVE2026 Program (90-day hold period): $75 bonus for deposits $10,000-$24,499 $250 bonus for deposits $25,000-$49,999 $500 bonus for deposits $50,000-$99,999 $1,000 bonus for deposits $100,000+ GIFT Program (quarterly payouts): $80 bonus for deposits $10,000-$24,499 $200 bonus for deposits $25,000-$49,999 $400 bonus for deposits $50,000-$99,999 $800 bonus for deposits $100,000-$249,999 $2,000 bonus for deposits $250,000+ The SAVE2026 option provides better effective APY rates (1.36%-4% additional) due to the shorter 90-day maintenance period. Additional portal bonuses available through Rakuten ($100 for $100+ deposit) and TopCashBack. No monthly fees on accounts.