Up to $450 Bonus
U.S. Bank pays up to $450 for opening a new Smartly Checking account and receiving qualifying direct deposits within 90 days. The bonus is tiered by the total of two or more direct deposits: $250 for $2,000 to $4,999.99 $350 for $5,000 to $7,999.99 $450 for $8,000 or more Requirements: Open the account with at least $25 through the offer page Enroll in online banking or the U.S. Bank Mobile App within 90 days Complete two or more ACH direct deposits (paycheck or government benefits) within 90 days Not eligible if you had a U.S. Bank consumer checking account or bonus in the past 12 months Things to know: Available nationwide except NY and FL; in states without a branch you need an existing U.S. Bank relationship $12 monthly fee, waived with $1,500 in monthly direct deposits or a $1,500 average balance No early closure fee; soft credit pull The bonus is reported as interest on a 1099-INT